{"id":3497,"date":"2021-10-08T09:00:56","date_gmt":"2021-10-08T16:00:56","guid":{"rendered":"https:\/\/provencherandflatt.com\/?p=3497"},"modified":"2023-09-21T01:57:43","modified_gmt":"2023-09-21T08:57:43","slug":"qualifying-for-chapter-7-bankruptcy","status":"publish","type":"post","link":"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/","title":{"rendered":"Qualifying for Chapter 7 Bankruptcy"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"Knowing_Your_Different_Bankruptcy_Options\"><\/span><strong>Knowing Your Different Bankruptcy Options<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-663165b0b7fa7\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-663165b0b7fa7\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#Knowing_Your_Different_Bankruptcy_Options\" title=\"Knowing Your Different Bankruptcy Options\">Knowing Your Different Bankruptcy Options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#Qualifications_Process_Benefits_and_Other_Legalities\" title=\"Qualifications, Process, Benefits, and Other Legalities\">Qualifications, Process, Benefits, and Other Legalities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#What_Happens_During_Chapter_7_Bankruptcy_Petition\" title=\"What Happens During Chapter 7 Bankruptcy Petition\">What Happens During Chapter 7 Bankruptcy Petition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#Debts_that_will_Survive_Bankruptcy\" title=\"Debts that will Survive Bankruptcy\">Debts that will Survive Bankruptcy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#Properties_You_Can_Keep_in_a_Chapter_7_Bankruptcy\" title=\"Properties You Can Keep in a Chapter 7 Bankruptcy\">Properties You Can Keep in a Chapter 7 Bankruptcy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#Myths_in_Filing_for_Bankruptcy\" title=\"Myths in Filing for Bankruptcy\u00a0\">Myths in Filing for Bankruptcy\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#Life_After_Bankruptcy\" title=\"Life After Bankruptcy\">Life After Bankruptcy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/provencherandflatt.com\/qualifying-for-chapter-7-bankruptcy\/#Why_You_Need_to_Hire_a_Bankruptcy_Attorney\" title=\"Why You Need to Hire a Bankruptcy Attorney\">Why You Need to Hire a Bankruptcy Attorney<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><span style=\"font-weight: 400;\">Filing for bankruptcy is not as straightforward as anyone would think. There are a lot of things to consider, forms to fill out, and fees to pay. Before you file for anything, you should always get yourself a <\/span><a href=\"https:\/\/provencherandflatt.com\/bankruptcy\/\"><span style=\"font-weight: 400;\">good bankruptcy lawyer in California<\/span><\/a><span style=\"font-weight: 400;\"> who can help you with the decision-making and get you through the whole process. Then you need to consider your bankruptcy options, the process of each chapter, and the benefits you will get from it &#8211; if there are any.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Say you have secured the help of a capable bankruptcy attorney, your next step would be to decide which of these bankruptcy chapters fit your financial needs and capacity to pay:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 7 &#8211; the most common type of bankruptcy in the United States. It&#8217;s usually referred to as liquidation bankruptcy as it <a href=\"https:\/\/provencherandflatt.com\/chapter-7-bankruptcy\/\">liquidates an individual&#8217;s property to pay off their debts<\/a>.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 9 &#8211; is bankruptcy for municipalities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 11 &#8211; Can be available to both individuals and businesses. It is also known as the <a href=\"https:\/\/provencherandflatt.com\/chapter-11-bankruptcy\/\">reorganization bankruptcy.<\/a><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 12 &#8211; a bankruptcy that applies to farm and fisheries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 13 &#8211; or a wage earner plan which allows a debtor to pay back their creditors under a reorganization or a better repayment plan<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 15 &#8211; a bankruptcy option dealing with cases from another country.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">From everything we mentioned, the chapters that would apply to an individual debtor struggling with debt would be Chapter 7 or Chapter 13. But if you &#8211; as the individual debtor &#8211; are looking for something straightforward, it would be best to<\/span><a href=\"https:\/\/provencherandflatt.com\/chapter-7-bankruptcy\/\"><span style=\"font-weight: 400;\"> file for Chapter 7 bankruptcy<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Qualifications_Process_Benefits_and_Other_Legalities\"><\/span><strong>Qualifications, Process, Benefits, and Other Legalities<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">So you have asked for legal help from a trusted bankruptcy attorney, and after careful deliberation, you have decided to file for a Chapter 7 Bankruptcy petition. What next?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You need to take and pass the means test. This test will help the United States bankruptcy court to determine <a href=\"https:\/\/provencherandflatt.com\/understanding-chapter-7-bankruptcy-in-california\/\">whether you qualify for a Chapter 7 Bankruptcy petition or not<\/a>.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A means test allows the bankruptcy court to evaluate your income and check if it is lower than your state&#8217;s median income for your family size. If and when your family&#8217;s total monthly income for the past six months is higher than the state median, the court will deduct your expenses. Once they have determined that you would still have enough disposable income to pay your creditors in a reorganized payment plan, the federal court would recommend you for a Chapter 13. You will only qualify for a chapter 7 bankruptcy if the court has determined that you will not have enough income left after deducting your living expenses, thus creating more financial problems in the future.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some expenses that may help you pass the means test are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health, Disability, or Term Life Insurance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/provencherandflatt.com\/tax-resolution-and-irs-issues\/\"><span style=\"font-weight: 400;\">Tax Obligations<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Out of pocket health care expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Continuing Charitable Contributions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expenses Necessary for your Health and Welfare<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Are there any other determining factors for your Chapter 7 Bankruptcy qualifications? Yes, the court checks whether you have:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Filed a chapter 7 or chapter 13 bankruptcy petition within the past three months that was dismissed due to non-compliance, or you voluntarily rejected filing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Completed or discharged Chapter 7 or Chapter 13 petition within the last six to eight years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Committed bankruptcy fraud\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When either of the mentioned above is present, the court will deny your bankruptcy petition.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Happens_During_Chapter_7_Bankruptcy_Petition\"><\/span><b>What Happens During Chapter 7 Bankruptcy Petition<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A Chapter 7 bankruptcy proceeding can be completed in a matter of six months. One of the most crucial steps in this legal proceeding is getting yourself a lawyer from a reputable bankruptcy firm with an impressive background and bankruptcy services. And with the legal aid of your bankruptcy lawyer, you should file the correct bankruptcy forms to start the bankruptcy case.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After the bankruptcy case has started, <a href=\"https:\/\/provencherandflatt.com\/chapter-7-help-you-get-a-fresh-start\/\">these things are expected to happen<\/a>:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The bankruptcy court orders an automatic stay &#8211; this prohibits your creditors from constantly harassing you for debt collection; stops a home foreclosure, property repossession, and wage garnishment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A bankruptcy trustee handles your assets &#8211; the United States of Trustee will assign a bankruptcy trustee to manage your listed properties and liabilities throughout the bankruptcy case. The trustee oversees the liquidation of non-exempt properties, sells them, and distributes the money to your creditors for payment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are expected to attend the creditors&#8217; meeting or a 341 hearing &#8211; this is a meeting scheduled by the bankruptcy trustee scheduled this meeting where they verify your identity and ask more questions about your finances and your petition.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are expected to complete credit counseling from a designated credit counseling agency.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take and complete a financial management course.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your credit score will be affected &#8211; during a filing for bankruptcy, your credit score gets hurt, and this record stays in your credit report for several years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Discharged debts &#8211; the court will issue your dismissal from making payments to some of your debts. Some, because bankruptcy cannot wipe out all debts.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Debts_that_will_Survive_Bankruptcy\"><\/span><b>Debts that will Survive Bankruptcy<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are three different types of debts: Secured debts, unsecured debts, and priority unsecured debts.<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Secured debts are loans with collateral that the creditors can repossess should you default on a loan payment. A perfect example of this type of debt is your mortgage loan and car loan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unsecured debts are your loans without any collateral like your payday or personal loans, credit card debts, medical bills debt, unpaid gym membership, utility bills, and in some cases &#8211; student loans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Priority unsecured debts &#8211; a no collateral debt, but the federal court has determined to prioritize your other debts under the bankruptcy law and should not be discharged. Examples are:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/provencherandflatt.com\/family-law\/alimony\/\"><span style=\"font-weight: 400;\">Alimony<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><a href=\"https:\/\/provencherandflatt.com\/family-law\/child-custody\/\"><span style=\"font-weight: 400;\">Child support<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Payment for personal injury you have caused<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Government fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Criminal fines<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Other tax obligations<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Properties_You_Can_Keep_in_a_Chapter_7_Bankruptcy\"><\/span><b>Properties You Can Keep in a Chapter 7 Bankruptcy<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As briefly discussed in the earlier parts, Chapter 7 is the liquidation of your assets to pay off your creditors and regain a little bit of financial freedom. But if there is a property you wish to keep after a bankruptcy, you can file for bankruptcy exemption to protect that property from being liquidated.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following are examples of properties you can file an exemption according to current federal limits:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vehicles\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Jewelry\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pensions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A portion of unpaid but earned wages<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Household appliances that are reasonably necessary<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A portion of the equity in the debtor&#8217;s name<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Myths_in_Filing_for_Bankruptcy\"><\/span><strong>Myths in Filing for Bankruptcy\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There are a lot of myths concerning filing for bankruptcy. Among those myths are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chapter 7 will stay and ruin your credit for 7-10 years: This is partly true since bankruptcy dramatically affects your credit. However, it doesn&#8217;t necessarily mean that you will have bad credit for years. You can always start rebuilding your credit after a bankruptcy case has been discharged and closed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will not be able to purchase a home or car for at least ten years after bankruptcy filing: False. You can always buy a property, but you will be charged with a slightly higher interest rate.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It would be best if you had a certain total debt to qualify: This is untrue since there is no debt threshold before you can be eligible.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">People who file for bankruptcy are stealing and can go to jail: FALSE. People who file for bankruptcy primarily struggle with getting out of debt and managing their repayments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can only file for bankruptcy one time: False. If you filed for Chapter 7 bankruptcy and got discharged, you have to wait six years before obtaining a discharge through Chapter 13.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is always better to work with a credit counselor to resolve my debts: Credit counseling is good, but the credit counseling agencies have no legal authority to oblige your creditors to agree with any repayment plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Filing for bankruptcy will only hurt your budget even more due to the bankruptcy fees and attorney fees: You will indeed need to pay bankruptcy fees and your bankruptcy attorney&#8217;s fees on top of that, but it will be worth it. It would be more disadvantageous if you choose to file for bankruptcy by yourself without much knowledge about the whole proceeding and what happens during a bankruptcy hearing.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Life_After_Bankruptcy\"><\/span><strong>Life After Bankruptcy<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Once the bankruptcy court has discharged and eliminated your qualified debts, and the bankruptcy case you filed is closed, you will have a new chance to start again. Rebuild your credit, avoid huge debts, and get back on track.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_You_Need_to_Hire_a_Bankruptcy_Attorney\"><\/span><strong>Why You Need to Hire a Bankruptcy Attorney<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Aside from the bankruptcy protection, you get after you have successfully filed your petition, a bankruptcy lawyer can also protect you from creditor harassment. With their years of experience handling a bankruptcy case, a good bankruptcy lawyer can give you your money&#8217;s worth by providing you with peace of mind during the whole bankruptcy proceeding and protecting you from any uncertainty.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Knowing Your Different Bankruptcy Options Filing for bankruptcy is not as straightforward as anyone would think. There are a lot of things to consider, forms to fill out, and fees to pay. Before you file for anything, you should always get yourself a good bankruptcy lawyer in California who can help you with the decision-making [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3500,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[],"_links":{"self":[{"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/posts\/3497"}],"collection":[{"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/comments?post=3497"}],"version-history":[{"count":3,"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/posts\/3497\/revisions"}],"predecessor-version":[{"id":3501,"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/posts\/3497\/revisions\/3501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/media\/3500"}],"wp:attachment":[{"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/media?parent=3497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/categories?post=3497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/provencherandflatt.com\/wp-json\/wp\/v2\/tags?post=3497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}